From late payments to charge offs to bankruptcies, we've challenged and deleted items in the past and average a 46.91% deletion/fix rate in just the first round due to the proven methods we use to help clients everyday.

Unlike many other companies, HTDI Financial does not purposely prolong the length of time our clients are with us by limiting challenged derogatory trade lines to 3 to 5 a month per credit repository.  We do everything it takes to improve your credit picture and maximize results in an average 6-8 month timeframe.

We average one of the highest fix/deletion rates in the industry for the first 45 days of service.  Shown below, in real-time, is the average percentage of fix/deletes per round. as of 6:22 pm on 07-02-2009

 

HTDI Financial was started with the idea that consumers should be able to do something about inaccurate, derogatory items on their credit reports.   We are proud members of the National Association of Credit Services Organizations.

Since its inception, HTDI Financial has been helping remove these derogatory items by challenging credit reporting companies and the methods they use to tarnish the credit for so many hard working people.